Driver Verification
Commercial passenger insurance
Insurance policy specifically covering passenger liability during paid transfers, distinct from private-use car insurance.
A standard private car-insurance policy excludes any incident where the driver was being paid to transport passengers — the moment money changes hands, cover lapses. Commercial passenger insurance is a separate, more expensive policy that covers passenger injury, lost luggage and third-party liability during paid transfers.
Luxi verifies that every approved driver carries a current commercial passenger policy. If you ever book a "private transfer" off-platform and the driver is uninsured for commercial use, you are travelling at your own risk.